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Wednesday, April 12, 2017

How to Find the Right Home for You

The first step in finding the right home for you is knowing how much you can afford. This is a time to be realistic, no matter how much you may want that lavish home of your dreams. You should start with some simple arithmetic before officially beginning your search for affordable Charlotte real estate. Take 28% of your gross income and that should be the extent of your mortgage payment. Those payments could be below 28%, but try to not let it exceed that mark.

That mortgage payment is meant to include your property taxes and homeowner’s insurance as well. It’s a good idea to take some time to figure out that total in addition to the cost of regular upkeep and monthly. Then, it is time to talk to a realtor.

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The first thing a realtor will want to know is whether or not you have been pre-approved for a mortgage. Without that pre-approval, real estate agents are not assured you can actually afford that home. This is another essential step towards finding the right home for you.

Once you are pre-approved for a mortgage, the fun part can begin. That starts with deciding how many bedrooms and bathrooms you want, in addition to many other features. Some people prefer single homes with a large backyard yard while others opt for townhomes with much less outdoor maintenance. It is important to list your preferences as it will identify what you want and, more importantly, what you don’t want in a home.

Location is also a big factor in finding the right home for you. Before you narrow down your list of homes, do a little research on the area where you intend to live. Inquire about the school district, crime rate, median household income and local demographics. Finding the home of your dreams in a neighborhood you don’t particularly like could make for an unhappy future.

More than half of all homeowners cite location as the most important factor that goes into buying their home. That means that you should come up with a search area before you start looking at homes. The neighborhood is just as important as the number of bedrooms and bathrooms.

If you are now ready to find a home in Charlotte, North Carolina, visit purenc.com and begin your home search. You can also contact a Charlotte realtor for additional assistance.

PURE Real Estate is staffed with a team of experienced agents who are ready to find the right home for you. As you embark on this exciting process, take advantage of the services offered by PURE Real Estate as we can guide you along the way and help find a home that fits you best.

Thursday, March 9, 2017

Benefits of Maintaining Your Home

Maintaining your home goes beyond instilling family pride and providing a comfortable place to live. There are plenty of benefits that come in very handy should you ever decide to sell your home. Here’s a closer look at a host of those benefits from PURE Charlotte Real Estate.

Prevents Costly Repairs

Identifying a minor problem in the home right away can stop major problems from occurring. For example, if there is some dry rot in your roof, fixing it quickly could prevent a major leak from damaging the contents in your home or having to undergo a roof replacement. Also, checking for things like termites early and often could prevent significant structural damage.

Keeps Systems Running Smoothly

Regular maintenance throughout the home is required to keep all your appliances and systems operating as they should. Cleaning out your furnace regularly will help your heating and cooling system to work without flaw. Keeping your drains free of clogs will ensure that your plumbing keeps on working the way it should. A little bit of maintenance can go a long way within the home.

Improves Home Saleability

Just like a car, the better condition a home is in, the more money you will receive with a sale. Property values rely heavily on how efficiently everything is running inside the home. When you go to show your home, prospective buyers will knock down the price with every flaw they see. Maintaining your home can reduce those flaws to a minimum. When you enlist the help of realtor services Charlotte NC, an agent should be able to tell you about how home maintenance can further improve your sale.

Protects Your Home Warranty

Home warranties are meant to cover the cost of repair on items that malfunction on their own, not items that malfunction because of neglect. The fine print on many home warranties emphasizes that repairs will only be made if the homeowner had previously performed some kind of routine maintenance.

Ensures Safety

It is not uncommon for house fires to start because of faulty wiring. Making sure all the wiring within your home is continually up to par could prevent a dangerous situation from occurring. Also, be sure to clean out the vent pipes in your dryer a couple times per year since a buildup of lint has been known to cause house fires. Loose railings and banisters should also be attended to right away.


PURE Real Estate is ready to help you find the home of your dreams. When it comes to homes for sale Charlotte NC has only one realtor for you. PURE Real Estate is the name to remember and we also work with sellers looking get the best price for their homes.

Thursday, February 2, 2017

The First Steps to Buying Your First Home

Purchasing your very first home is a very exciting time. However, there is a lot of work that comes before you can start moving in. Here’s a look at the first steps you must take when buying your first home. These are some helpful tips to consider before contacting your Charlotte real estate agent.


Situate Your Finances

Before the fun part of shopping for houses begins, you need to assess your financial situation. That means figuring out how much you can afford on the down payment, monthly mortgage payments and also how much you have available towards closing costs. Part of this assessment also includes finding out your current credit score as it will affect your mortgage.


Understand Mortgage Rates

Mortgage rates fluctuate, so it is important to know what the average rate is at the current time. It is also important to understand that your credit score and financial standing will affect your mortgage rates for better or worse. Understanding where you stand with a potential mortgage will let you know what kind of home you can start looking to buy. 

Get Your Documents Together

In order to apply for a mortgage, you will need pay stubs, tax returns, W-2 Forms, bank statements and any other kind of paperwork that is involved with your finances.


Find First-Time Buyer Benefits

Different lenders offer different credits for first-time buyers. There are also a lot of different programs which provide assistance to first-time buyers. Do a little looking around and don’t hesitate to ask mortgage brokers about the first-time buyer benefits they may offer.


Go Mortgage Shopping

You can meet with several lenders in an effort to find the best mortgage rate. There lots of options to choose from so remember to ask lenders what they can do for you. Compare and contrast lenders until you find the right one for you.


Find a Realtor

Once you know what you can afford and where you want to live, it’s time to find a Charlotte realtor. Realtors get paid a percentage of the sale, so you don’t have to worry about paying any out of pocket expenses for their services. Realtors do a lot of the groundwork and can also recommend insurance agents and home inspectors, who will check out the home before you buy.

PURE Real Estate has years of experience in the industry and can get you familiar with everything involved with Charlotte real estate. Whether you are buying or selling a home, PURE Real Estate in NoDa can guide you in the right direction and keep you informed of every step along the way.

Start your home search now at http://purenc.com/

Thursday, January 26, 2017

How to Prepare Your Home to Sell

There is more to selling your home than just opening up the door and letting prospective buyers have a look. Here are some helpful tips from PURE Real Estate of Charlotte that will increase the chance of selling your home.

Touch Up Your Walls

Over the course of time, your walls are bound to experience little scratches, nicks and dings. Plaster over any old nail or screw holes and check protruding corner for dings that need attention. In areas where problems are minor, just use a little bit of paint to touch up that area. You can also paint the entire wall for a fresher, cleaner look.

Illuminate

Adding a little extra light to a room can make it seem to be bigger. This does not mean you have to install extra light fixtures. Simply open up the curtains and shades. Allowing more natural light in will provide an illusion of more room.

Clear the Clutter

Remember that the more clutter there is in a room, the smaller it will look. This also applies to closet space. Try to clear out as much clutter as possible to give the appearance of an extra amount of room.

Use Quality Photos

There is a tremendous difference in hiring a real estate photographer and snapping some pics on your phone. High quality photos can get you more showings and more interest. This tactic can truly allow your listing to separate itself from the rest of the pack. If you do decide to take them yourself remember to frame and angle your shots appropriately.

Prepare a Floor Plan

A floor plan can give prospective buyers a better understanding of the layout of your home. Floor plans also provide the precise dimensions of each room. Including your floor plan with your online listing is a major plus.

Maintain Order

It’s easy to return to your normal life after an initial showing or two. But keep in mind that more prospective buyers could come through at any time. So it is important to put everything away and keep your home as orderly as possible. Cleanliness helps the buyer pay attention to the homes for sale in Charlotte as opposed to being distracted by clutter.

Create Space

Creating the illusion of more space can be done by keeping small furniture in larger rooms. The use of wall mirrors can also create the illusion of more space and more light within a room. A clean home also looks bigger in size.


PURE Real Estate can help you get your home ready for a quick sell in addition to providing valuable assistance through every step of the way. When it comes time to find the best realtor Charlotte has to offer, contact the team of experienced professionals at PURE Real Estate.