Monday, February 12, 2018

Benefits of Maintaining Your Home

Maintaining your home goes beyond instilling family pride and providing a comfortable place to live. There are plenty of benefits that come in very handy should you ever decide to sell your home. Here’s a closer look at a host of those benefits from PURE Charlotte Real Estate.

Prevents Costly Repairs

Identifying a minor problem in the home right away can stop major problems from occurring. For example, if there is some dry rot in your roof, fixing it quickly could prevent a major leak from damaging the contents in your home or having to undergo a roof replacement. Also, checking for things like termites early and often could prevent significant structural damage.

Keeps Systems Running Smoothly

Regular maintenance throughout the home is required to keep all your appliances and systems operating as they should. Cleaning out your furnace regularly will help your heating and cooling system to work without flaw. Keeping your drains free of clogs will ensure that your plumbing keeps on working the way it should. A little bit of maintenance can go a long way within the home.

Improves Home Saleability

Just like a car, the better condition a home is in, the more money you will receive with a sale. Property values rely heavily on how efficiently everything is running inside the home. When you go to show your home, prospective buyers will knock down the price with every flaw they see. Maintaining your home can reduce those flaws to a minimum. When you enlist the help of realtor services Charlotte NC, an agent should be able to tell you about how home maintenance can further improve your sale.

Protects Your Home Warranty

Home warranties are meant to cover the cost of repair on items that malfunction on their own, not items that malfunction because of neglect. The fine print on many home warranties emphasizes that repairs will only be made if the homeowner had previously performed some kind of routine maintenance.

Ensures Safety

It is not uncommon for house fires to start because of faulty wiring. Making sure all the wiring within your home is continually up to par could prevent a dangerous situation from occurring. Also, be sure to clean out the vent pipes in your dryer a couple times per year since a buildup of lint has been known to cause house fires. Loose railings and banisters should also be attended to right away.

PURE Real Estate is ready to help you find the home of your dreams. When it comes to homes for sale Charlotte NC has only one realtor for you. PURE Real Estate is the name to remember and we also work with sellers looking get the best price for their homes.

Wednesday, January 10, 2018

The First Steps to Buying Your First Home

Purchasing your very first home is a very exciting time. However, there is a lot of work that comes before you can start moving in. Here’s a look at the first steps you must take when buying your first home. These are some helpful tips to consider before contacting a real estate agent.

Situate Your Finances

Before the fun part of shopping for houses begins, you need to assess your financial situation. That means figuring out how much you can afford on the down payment, monthly mortgage payments and also how much you have available towards closing costs. Part of this assessment also includes finding out your current credit score as it will affect your mortgage.

Understand Mortgage Rates

Mortgage rates fluctuate, so it is important to know what the average rate is at the current time. It is also important to understand that your credit score and financial standing will affect your mortgage rates for better or worse. Understanding where you stand with a potential mortgage will let you know what kind of home you can start looking to buy. 

Get Your Documents Together

In order to apply for a mortgage, you will need pay stubs, tax returns, W-2 Forms, bank statements and any other kind of paperwork that is involved with your finances.

Find First-Time Buyer Benefits

Different lenders offer different credits for first-time buyers. There are also a lot of different programs which provide assistance to first-time buyers. Do a little looking around and don’t hesitate to ask mortgage brokers about the first-time buyer benefits they may offer.

Go Mortgage Shopping

You can meet with several lenders in an effort to find the best mortgage rate. There lots of options to choose from so remember to ask lenders what they can do for you. Compare and contrast lenders until you find the right one for you.

Find a Realtor

Once you know what you can afford and where you want to live, it’s time to find a Charlotte realtor. Realtors get paid a percentage of the sale, so you don’t have to worry about paying any out of pocket expenses for their services. Realtors do a lot of the groundwork and can also recommend insurance agents and home inspectors, who will check out the home before you buy.

PURE Real Estate has years of experience in the industry and can get you familiar with everything involved with Charlotte real estate. Whether you are buying or selling a home, PURE Real Estate in NoDa can guide you in the right direction and keep you informed of every step along the way.

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