Wednesday, May 16, 2018

How to Find a Home That Suits Your Lifestyle

Most homeowners wind up living in their home at least nine years before moving elsewhere. Spending that much time in one place means that buying a home should always match your lifestyle.

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Happy family standing in front of their new home.
For a successful match, potential homeowners should first examine their family dynamic before searching for a Charlotte home for sale. A family of four will have different needs than someone who is single. Furthermore, a retired couple will also have different needs than newlyweds who are looking to purchase their very first home.

Lifestyles are influenced by more than just an actual home. Location also plays a major role. You will have to ask what kind of amenities need to be close by and how much value do you put into the local school district? Such answers will help determine your particular lifestyle when it comes to buying a home.

Homeowners will generally look at an average of 10 homes before they decide to buy. However, looking into those homes requires more than just a walk-through. It also requires a deeper look into that location as it should be one that suits your lifestyle.

Nevertheless, traditional ways of searching for homes will not always let you know if a home is a match for your lifestyle. The most popular ways to search for a home are through a website like, but that does not tell you the whole story.

Woman doing yoga at home while her curious kitten watches.
Meeting your lifestyle needs is done by matching a home with the neighborhood quality. That is always a top priority among buyers. Another important factor is the home’s proximity to one’s job. Too far of a commute every day does not make for a good lifestyle match.

Affordability is the next factor that dictates whether or not a home matches a buyer’s lifestyle. A price that is too high or too low could cause families to live above or below their means.

Another factor to consider is a home’s proximity to family and friends. This tends to be more important to buyers who have children. Moving far away from family means less opportunities for a helping hand and greater distances to travel on holidays and special occasions.

Your current situation has a lot to do with matching you with the right home, so it’s important to know your lifestyle in order to find the right home for you. 

The friendly and knowledgeable group of Charlotte realtors at PURE Real Estate is ready to find you a home that meets all your lifestyle needs. Charlotte real estate is our specialty and we can help with all the small details that come with buying or selling a home.

Wednesday, April 11, 2018

Charlotte Real Estate Industry Facts and Trends

Charlotte has become a budding metropolis as the city is experiencing all kinds of upward trends. The real estate market is also a hot one in Charlotte and here is a closer look at the latest market facts and trends to hit the city from PURE Real Estate Services.

Lenders Accepting Lower Credit Scores

Lower credit scores are now being accepted by Charlotte mortgage companies as lenders are becoming more liberal when it comes to who they approve for loans. For example, FHA loans are now being distributed to people with credit scores as low as 620. This trend is starting to turn things around since things started to spiral downward as a result of the 2007 recession.

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More People, Higher Prices

In the last five years, Charlotte’s population has seen the third-highest growth among major American cities. That surge has caused the demand to increase as the value of homes have also increased. The median cost of a new home for sale in Charlotte is now between $250k and $350k.

City on the Rise

Charlotte is the No.2 banking center within the United States behind only New York City and its job market is flourishing. Unemployment has dropped below 6%, down from almost 13% in 2010 within the Charlotte metro area. That kind of economy has been attracting young, successful people from all over the country.

Lot Shortage

The city of Charlotte is experiencing a shortage of lots, which has limited the capability of new construction. However, that has also led to the development of new lots within the Charlotte area. That rate of lot development jumped up to 91% in 2015 as builders attempt to make room for new homes.

Faster Sales in Charlotte

The boom in employment and population has led to less homes on the market. However, the homes for sale in Charlotte are being sold at a faster pace. Those value of homes is also appreciating more rapidly. Delinquent mortgages within Charlotte are also lower than the national average, meaning homeowners are making good on their payments. That also means less foreclosures on the market.

PURE Real Estate can help with all of your Charlotte Real Estate needs. Our team of agents will advise you on all the latest trends and recommend the best options for you. When it comes time to find the best real estate agent Charlotte has to offer, contact the professionals at PURE Real Estate.

Wednesday, March 7, 2018

How to Find the Right Home for You

The first step in finding the right home for you is knowing how much you can afford. This is a time to be realistic, no matter how much you may want that lavish home of your dreams. You should start with some simple arithmetic before officially beginning your search for affordable Charlotte real estate. Take 28% of your gross income and that should be the extent of your mortgage payment. Those payments could be below 28%, but try to not let it exceed that mark.

That mortgage payment is meant to include your property taxes and homeowner’s insurance as well. It’s a good idea to take some time to figure out that total in addition to the cost of regular upkeep and monthly. Then, it is time to talk to a realtor.

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The first thing a realtor will want to know is whether or not you have been pre-approved for a mortgage. Without that pre-approval, real estate agents are not assured you can actually afford that home. This is another essential step towards finding the right home for you.

Once you are pre-approved for a mortgage, the fun part can begin. That starts with deciding how many bedrooms and bathrooms you want, in addition to many other features. Some people prefer single homes with a large backyard yard while others opt for townhomes with much less outdoor maintenance. It is important to list your preferences as it will identify what you want and, more importantly, what you don’t want in a home.

Location is also a big factor in finding the right home for you. Before you narrow down your list of homes, do a little research on the area where you intend to live. Inquire about the school district, crime rate, median household income and local demographics. Finding the home of your dreams in a neighborhood you don’t particularly like could make for an unhappy future.

More than half of all homeowners cite location as the most important factor that goes into buying their home. That means that you should come up with a search area before you start looking at homes. The neighborhood is just as important as the number of bedrooms and bathrooms.

If you are now ready to find a home in Charlotte, North Carolina, visit and begin your home search. You can also contact a Charlotte realtor for additional assistance.

PURE Real Estate is staffed with a team of experienced agents who are ready to find the right home for you. As you embark on this exciting process, take advantage of the services offered by PURE Real Estate as we can guide you along the way and help find a home that fits you best.

Monday, February 12, 2018

Benefits of Maintaining Your Home

Maintaining your home goes beyond instilling family pride and providing a comfortable place to live. There are plenty of benefits that come in very handy should you ever decide to sell your home. Here’s a closer look at a host of those benefits from PURE Charlotte Real Estate.

Prevents Costly Repairs

Identifying a minor problem in the home right away can stop major problems from occurring. For example, if there is some dry rot in your roof, fixing it quickly could prevent a major leak from damaging the contents in your home or having to undergo a roof replacement. Also, checking for things like termites early and often could prevent significant structural damage.

Keeps Systems Running Smoothly

Regular maintenance throughout the home is required to keep all your appliances and systems operating as they should. Cleaning out your furnace regularly will help your heating and cooling system to work without flaw. Keeping your drains free of clogs will ensure that your plumbing keeps on working the way it should. A little bit of maintenance can go a long way within the home.

Improves Home Saleability

Just like a car, the better condition a home is in, the more money you will receive with a sale. Property values rely heavily on how efficiently everything is running inside the home. When you go to show your home, prospective buyers will knock down the price with every flaw they see. Maintaining your home can reduce those flaws to a minimum. When you enlist the help of realtor services Charlotte NC, an agent should be able to tell you about how home maintenance can further improve your sale.

Protects Your Home Warranty

Home warranties are meant to cover the cost of repair on items that malfunction on their own, not items that malfunction because of neglect. The fine print on many home warranties emphasizes that repairs will only be made if the homeowner had previously performed some kind of routine maintenance.

Ensures Safety

It is not uncommon for house fires to start because of faulty wiring. Making sure all the wiring within your home is continually up to par could prevent a dangerous situation from occurring. Also, be sure to clean out the vent pipes in your dryer a couple times per year since a buildup of lint has been known to cause house fires. Loose railings and banisters should also be attended to right away.

PURE Real Estate is ready to help you find the home of your dreams. When it comes to homes for sale Charlotte NC has only one realtor for you. PURE Real Estate is the name to remember and we also work with sellers looking get the best price for their homes.

Wednesday, January 10, 2018

The First Steps to Buying Your First Home

Purchasing your very first home is a very exciting time. However, there is a lot of work that comes before you can start moving in. Here’s a look at the first steps you must take when buying your first home. These are some helpful tips to consider before contacting a real estate agent.

Situate Your Finances

Before the fun part of shopping for houses begins, you need to assess your financial situation. That means figuring out how much you can afford on the down payment, monthly mortgage payments and also how much you have available towards closing costs. Part of this assessment also includes finding out your current credit score as it will affect your mortgage.

Understand Mortgage Rates

Mortgage rates fluctuate, so it is important to know what the average rate is at the current time. It is also important to understand that your credit score and financial standing will affect your mortgage rates for better or worse. Understanding where you stand with a potential mortgage will let you know what kind of home you can start looking to buy. 

Get Your Documents Together

In order to apply for a mortgage, you will need pay stubs, tax returns, W-2 Forms, bank statements and any other kind of paperwork that is involved with your finances.

Find First-Time Buyer Benefits

Different lenders offer different credits for first-time buyers. There are also a lot of different programs which provide assistance to first-time buyers. Do a little looking around and don’t hesitate to ask mortgage brokers about the first-time buyer benefits they may offer.

Go Mortgage Shopping

You can meet with several lenders in an effort to find the best mortgage rate. There lots of options to choose from so remember to ask lenders what they can do for you. Compare and contrast lenders until you find the right one for you.

Find a Realtor

Once you know what you can afford and where you want to live, it’s time to find a Charlotte realtor. Realtors get paid a percentage of the sale, so you don’t have to worry about paying any out of pocket expenses for their services. Realtors do a lot of the groundwork and can also recommend insurance agents and home inspectors, who will check out the home before you buy.

PURE Real Estate has years of experience in the industry and can get you familiar with everything involved with Charlotte real estate. Whether you are buying or selling a home, PURE Real Estate in NoDa can guide you in the right direction and keep you informed of every step along the way.

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